Good Practice portfolio. Tilted towards more responsible companies.

Objectives

To create investment growth by investing in low-cost funds that are designed to track different elements of the global investment markets in line with our investment philosophy while applying additional filters and tilts towards companies with good practice.

We select funds that track a range of global indices for equities and bonds. In some cases, the index provider will apply the filters and tilts as outlined below ready for the fund manager to track. In other cases, the fund managers will apply filters and tilts themselves.

Responsible investing

We apply 3 key filters and tilts to the Good Practice portfolio range:

  • Excluding those companies assessed to have poor practice in the areas of Environmental sustainability, Social responsibility and good Governance.

  • Tilting towards those companies with the best practice in those same areas of Environmental sustainability, Social responsibility and good Governance.

  • Excluding companies providing goods and services that are generally considered to be harmful to the environment and/or people.

We are applying 3 of the different responsible investment approaches: applying exclusions, integrating ESG factors, and adopting Stewardship or Socially Responsible criteria.

 
 

10 risk level options

The more risk you take, the more bumpy the investment experience. That’s usually rewarded by greater returns.

Our Good Practice portfolio comes in 10 different risk levels, so there should be one that suits you perfectly. The lowest risk Portfolio 1 has 10% in global equities. The highest risk Portfolio 10 has 100% in global equities.

The best fit portfolio depends on how long you will be investing for, your tolerance of investment risk, and your ability to manage if you lose money.

Performance

When we measure investment performance, we look at three things:

  1. Growth before and after costs

  2. What the journey has been like (volatility)

  3. How the growth and journey compares to a benchmark.

The historical performance of our Good practice portfolio range depends on the risk level. The greater the risk, the greater the volatility, and the likely growth.

This table shows the average annual performance of our Good Practice portfolio range against our benchmark since the portfolio started in April 2022 to December 2023. The risk levels correspond to Portfolios 1 - 10. Hover over each risk level to see the comparison data.

More information

You can read about about investment performance, the volatility of this portfolio and its diversification, showing how the underlying investments are spread across the world.

Investment charges

There are 3 potential charges to be aware of with most investment portfolios, and ours are no different.

Read more about our portfolio investment charges.

Fund details

All the portfolios are invested in the same funds, with varying proportions to reflect the different risk levels.

As with all investing, your capital is at risk. The value of your investment portfolio can go down as well as up. You may get back less than you originally invested.